This is the Message Centre for Ivan the Terribly Average
Ivan economises.
Ivan the Terribly Average Started conversation Nov 17, 2011
I've been thinking lately that I really should cut down on my spending so I can get rid of this mortgage sooner. The mortgage has 29 years left to run, but if I'm cautious with my cash I might be able to shorten that a bit.
I was thinking about this at lunch today as I wandered around town looking at this and that. I'd taken my lunch with me from home, so there was a saving of about $10 already and I was feeling virtuous as I went into the bookshop. I felt even more virtuous when I escaped after buying only one book ($23). Pleased with my self-restraint, I then went on to buy a DVD ($30) - but only one, because I'm being careful with my money now.
So that's how easy it is to save $10. 
I must be economical again tomorrow. This weekend I'll go to the markets; there are serious savings to be made there...
Ivan.
Ivan economises.
BrownFurby Posted Nov 17, 2011
Very good idea to pay the mortgage off as soon as possible (and 29 years seems a long time I imagined mortgages were 25 years maximum) , then whatever happens at least you have a home. The plan does go a bit wrong in old age when the trouble of maintaining the old house becomes a burden though.
Ivan economises.
Ivan the Terribly Average Posted Nov 17, 2011
A standard mortgage here is 30 years.
Ivan economises.
lil ~ Auntie Giggles with added login ~ returned Posted Nov 17, 2011
You didn't buy a book!!??? *faints*
Ivan economises.
Prof Animal Chaos.C.E.O..err! C.E.Idiot of H2G2 Fools Guild (Official).... A recipient of S.F.L and S.S.J.A.D.D...plus...S.N.A.F.U. Posted Nov 17, 2011
take in lodger, lodgers rent pays mortgage, Ivan then buys books
Ivan economises.
lil ~ Auntie Giggles with added login ~ returned Posted Nov 17, 2011
Ummmm.. But, Prof... Ivan would have to remove his books from the spare bedroom. It must be better stocked than a public library! 
Ivan economises.
Prof Animal Chaos.C.E.O..err! C.E.Idiot of H2G2 Fools Guild (Official).... A recipient of S.F.L and S.S.J.A.D.D...plus...S.N.A.F.U. Posted Nov 17, 2011
books = private library, charge to read
Ivan economises.
psychocandy-moderation team leader Posted Nov 17, 2011
Books are better than food anyway, right? If circumstances ever get really dire, they're also technically full of fiber.
Ivan economises.
Researcher 14993127 Posted Nov 17, 2011
That stack of books don't look very safe to me. 
Ivan economises.
Ivan the Terribly Average Posted Nov 18, 2011
I didn't buy any books today. 
So it is possible. I must remind myself of this.
Ivan economises.
Ivan the Terribly Average Posted Nov 18, 2011
Oh, none, because I bought lunch and a few other things.
Ivan economises.
hellboundforjoy Posted Nov 18, 2011
Yeah, but all those s you didn't buy! You must have saved hundreds!
Ivan economises.
Ivan the Terribly Average Posted Nov 18, 2011
I haven't bought any gold or diamonds either - I'm making huge savings! 
Ivan economises.
Prof Animal Chaos.C.E.O..err! C.E.Idiot of H2G2 Fools Guild (Official).... A recipient of S.F.L and S.S.J.A.D.D...plus...S.N.A.F.U. Posted Nov 18, 2011
behind a taxi instead of a 
that saves more money
Ivan economises.
Prof Animal Chaos.C.E.O..err! C.E.Idiot of H2G2 Fools Guild (Official).... A recipient of S.F.L and S.S.J.A.D.D...plus...S.N.A.F.U. Posted Nov 18, 2011
from our house to town = 80p on - £2.80 by taxi
Key: Complain about this post
Ivan economises.
- 1: Ivan the Terribly Average (Nov 17, 2011)
- 2: BrownFurby (Nov 17, 2011)
- 3: Ivan the Terribly Average (Nov 17, 2011)
- 4: lil ~ Auntie Giggles with added login ~ returned (Nov 17, 2011)
- 5: Ivan the Terribly Average (Nov 17, 2011)
- 6: Prof Animal Chaos.C.E.O..err! C.E.Idiot of H2G2 Fools Guild (Official).... A recipient of S.F.L and S.S.J.A.D.D...plus...S.N.A.F.U. (Nov 17, 2011)
- 7: lil ~ Auntie Giggles with added login ~ returned (Nov 17, 2011)
- 8: Prof Animal Chaos.C.E.O..err! C.E.Idiot of H2G2 Fools Guild (Official).... A recipient of S.F.L and S.S.J.A.D.D...plus...S.N.A.F.U. (Nov 17, 2011)
- 9: You can call me TC (Nov 17, 2011)
- 10: psychocandy-moderation team leader (Nov 17, 2011)
- 11: Researcher 14993127 (Nov 17, 2011)
- 12: hellboundforjoy (Nov 17, 2011)
- 13: Deb (Nov 17, 2011)
- 14: Ivan the Terribly Average (Nov 18, 2011)
- 15: hellboundforjoy (Nov 18, 2011)
- 16: Ivan the Terribly Average (Nov 18, 2011)
- 17: hellboundforjoy (Nov 18, 2011)
- 18: Ivan the Terribly Average (Nov 18, 2011)
- 19: Prof Animal Chaos.C.E.O..err! C.E.Idiot of H2G2 Fools Guild (Official).... A recipient of S.F.L and S.S.J.A.D.D...plus...S.N.A.F.U. (Nov 18, 2011)
- 20: Prof Animal Chaos.C.E.O..err! C.E.Idiot of H2G2 Fools Guild (Official).... A recipient of S.F.L and S.S.J.A.D.D...plus...S.N.A.F.U. (Nov 18, 2011)
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