Talking Point: Save or Spend?

4 Conversations

Michael Horden as Scrooge in A Christmas Carol.
If you want to feel rich, just count the things you have that money can't buy.
Money, money, money. Must be funny. In the rich man's world.
- 'Money, Money, Money', Abba

Are you thrifty or a spendthrift1? Are you a buy today, worry about the consequences tomorrow sort of person? Or does that sort of attitude fill you with stomach-churning dread?

As we approach the costly festive season, and with the arguments about the causes of the current financial crisis still raging, we want to hear about your attitudes to money.

  • Are you generally careful with money? Are you a regular saver? Or has your faith in investing been shattered by the recent shenanigans in some of our top banking institutions?

  • Do you feel as if you're in control of your money? Or do you spend it like water, being constantly perplexed at how much you've got through come the end of every month?

  • Do you think people need to be taught in schools from an early age how to manage their money? And do you think your attitude to the green stuff has been conditioned by your upbringing?

  • Is it harder for the majority of us to save money as, relatively-speaking, the cost of living has started to outstrip incomes?

Over to you. All major credit cards welcome...

1It's quite easy to mistake the word 'spendthrift' for being thrifty or careful with money, when actually it means the exact opposite; wasteful, profligate, careless etc.

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