h2g2 The Hitchhiker's Guide to the Galaxy: Earth Edition

Having never kept a diary of any kind and never actually put feelings or thoughts down on paper (as it were) this will be an interesting experiment. I only hope I stick with it long enough for it to have some sort of benefit. Well, it's always best to start at the beginning, so I understand. It's not like you could start in the middle anyway, is it? So here we go:

We (my wife Jennifer and I) have just moved to Wisconsin from Minnesota. Back to Wisconsin, I should say. The first time we moved was to Minnesota from Wisconsin. We have a great house in the middle of nowhere on 10 1/2 acres of woods with a river in the backyard. There isn't a hell of a lot to do right now as it's winter and -5F outside at the moment, so I'm spending a lot of my time surfing the net and drinking warm things until about 3, when I switch to beer or gin and tonics. It's not a bad way to live, really, other than I have no real employment and therefore no real income. I've taken the first steps towards working as an independent mortgage broker (the benefit is that I can work out of the house) but I'm not sure if I want to work for the company my brother Brian does or start out on my own. I'm looking into net branching as well. It looks as if the startup costs are relatively the same either way, so I can't imagine why I wouldn't want to work for myself (net branching, that is). I would have more flexibility working with American (the one Brian works for), but I would have more independence working through Source Financial (or several other net branches) and more income. Or at least a larger share of the income generated. The only real stumbling block here is me getting my ass in gear and going out to get the business. It's there waiting, I just have to go get it.

-5?

okay, i'll stop complaining about how cold it is here now.

perhaps you could work with your brother's company for awhile to gain the experience before going independent.

what does a mortgage broker do?


oh, and welcome to h2g2!

Thanks, it's great to be here.

A mortgage broker is the middleman between a customer and a bank. I find people that need mortgages and hook them up with the company that will give them the best loan. I've been working in the industry for about 5 years, just not on my own.