Automobile Insurance

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Commonly referred to as "insurance", it is in fact a promise of a loan in the event of an accident causing damage to any combination of your vehicle, another's vehicle, or another's person. Although your maniacal driving style is safe within it's shroud of "insurance", the instant you are involved in, or just happen to be in the same city as, an accident, your rates will (sometimes inexplicably) skyrocket. It's enough to make one question the wisdom of running down that poor old lady, and ruining her thriving dance career.

Sorry, Mrs. Stanhope.

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