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Those who have been reading my journals will know that last Thursday I was involved in an accident in the car. Nobody was hurt except the car and the car I hit.
I'm insured fully comp but thought I'd fix my own car since it was a very low speed affair and all my fault - I thought it'd teach me a lesson. Well, I have a £300 excess and thought that the repairs wouldn't cost much more than that. Ha! That's what I thought.
To complicate matters the car was booked for it's first MOT today!
Well, there was little chance of it passing unless my car fixer could pull off something spectacular. He took a look. He ordered up a new number plate and some brackets for re-attaching the lights to their anchor.<anchor>
We tootled off to the MOT centre tonight and although we were half an hour early the nice man took the car off us and put her through her paces while daughter and I waited like expectant fathers in the waiting room.
She passed!
The bad news was that the other repairs following the accident will cost about £1,000+ to put right so it looks like I'll be ringing the insurance company back and letting them take the stress and I'll stick with the excess.
Luckily my no claims bonus is protected and this is the first accident I've had. I'm pretty sure the insurance will still go up a lot next year but at least that'll be next year since I only renewed in September.
(I was tempted there to say that next year will be a better year so it'll all balance out but my life generally doesn't work that way)
Yin/yang????
Maybe this isn't bad luck...just normal stuff????
  
firstly, I show my  at what has happened
secondly, I show THAT your ok
thirdly, it's only metal and money
fourthly, THAT your ok
nuff said
Even with your insurance, you have still been taught a lesson, likkul
You've got to payout £300 excess before Christmas! 
As Prof says, at least you are safe
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